From the ‘Pretty Darn Cute’ files:

here are two free stencils from The Humane Society and Better Homes and Gardens. Just in case any little ghoulies or ghosties in your household are tired of Freddy Krueger this year.

And, yes, I am rushing the season, but I need to do these things while I’m thinking about it. Now it will be up to you to remember where you saw these come the last of October.

Last post I talked about the weather. In this post, I’ve come up with a topic that is even more boring: Insurance!

I applied for Medicare yesterday. Here is the complete list of dos and don’ts that I learned:

1. Don’t count on anyone who says they know what they’re doing. They don’t.
2. Do find someone more level headed than you to do the talking.

No doubt my first claim will be for treating the OD of my chosen vice used to see me through the application process. Just you wait, you sweet young things, you.